Split smart.
Get paid fast.

Download on the App Store
On-time rate
96% 🎯
Points
+50 ⚡
Profile
$0.00
1
2
3
4
5
6
7
8
9
0
Dinner at Rosso's
Dinner at Rosso's
4 people · 16h ago
$84.37
Collected $51.37 | $84.37
2 of 4 settled up 61%
Owes
Sam
Sam
$18.63
Owes
Jordan
Jordan
$14.37
How It Works

Connect with friends, split any expense, and get the whole group paid back faster.

Earn Points

Pay on time, settle fast. Every smart money habit earns points.

💳  Payments
Pay within 24 hours
Pay a request within 24 hours of receiving it
+30
Pay within 24–48 hours
Pay between 24 and 48 hours after receiving
+15
Pay after 48 hours
Pay a request more than 48 hours late
+5
⚡  Withdrawals
First instant withdrawal
Your very first instant cash-out
+50
Instant withdrawal
Each subsequent instant withdrawal
+20
📅  Monthly Reset
Points refresh
Points reduce by half on the 1st of each month
↺
Double points
Gain double points on first 3 rewardable actions
2×
· Standard ·
< 250 pts
  • 2.00% Instant Withdrawal Rate
250+ pts
  • Monthly Recap
· Rising Member ·
◆ Divvum Gold ◆
500+ pts
  • Full Profile Statistics
  • Double Point Boost (3x)
  • Divvum Gold Theme
◆ Premium Member · High Tier ◆
◆◆ Divvum Black ◆◆
1,000+ pts
  • 1.35%-1.70% Instant Withdrawal Rate
  • Triple Point Boost (3x)
  • Divvum Black Badge & Theme
◆◆ Elite Member · Top Tier ◆◆
Built-In Rewards

Better money habits unlock higher tiers & better rewards.

Leaderboard

See how your rank & points stack up among friends.

Alex
2
Alex
982 pts
Brennan
1
Brennan
1,204 pts
Sam
3
Sam
847 pts
4
Chris
Chris
731 pts
5
Derrick
Sophia
644 pts
6
Morgan
Morgan
528 pts
7
Luciano
Taylor
441 pts
8
Jamie
James
348 pts
9
Drew
Drew
254 pts