Get Paid Fast.

Split expenses, track who owes what, and get paid back โ€” rewarding you for every on-time payment.

Download on the App Store
On-time rate
96% ๐ŸŽฏ
Points
+50 โšก
Profile
$0.00
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Dinner at Rosso's
Dinner at Rosso's
4 people ยท 16h ago
$84.37
Collected $51.37 | $84.37
Owes
Sam
Sam
$18.63
Owes
Jordan
Jordan
$14.37
How It Works
Earn Points

Pay on time, settle fast. Every smart money habit earns points.

๐Ÿ’ณ  Payments
Pay within 24 hours
Pay a request within 24 hours of receiving it
+30
Pay within 24โ€“48 hours
Pay between 24 and 48 hours after receiving
+15
Pay after 48 hours
Pay a request more than 48 hours late
+5
โšก  Withdrawals
First instant withdrawal
Your very first instant cash-out
+50
Instant withdrawal
Each subsequent instant withdrawal
+20
โœจ  And More
Boosts, Referrals, & More
Download the app and learn more
+
Built-In Rewards

Better money habits unlock higher tiers & better rewards.

ยท Standard ยท
< 250 pts
  • 2.00% Instant Withdrawal Rate
250+ pts
  • Monthly Recap
โ—† Divvum Gold โ—†
500+ pts
  • Full Profile Statistics
  • Double Point Boost (3x)
  • Divvum Gold Theme
โ—†โ—† Divvum Black โ—†โ—†
1,000+ pts
  • 1.35%-1.70% Instant Withdrawal Rate
  • Triple Point Boost (3x)
  • Divvum Black Badge & Theme

Leaderboard

See how your rank & points stack up among friends.

Alex
2
Alex
982 pts
Brennan
1
Brennan
1,204 pts
Sam
3
Sam
847 pts
4
Chris
Chris
731 pts
5
Derrick
Sophia
644 pts
6
Morgan
Morgan
528 pts
7
Luciano
Taylor
441 pts
8
Jamie
James
348 pts
9
Drew
Drew
254 pts