Split smart.
Get paid fast.

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On-time rate
96% 🎯
Points
+50 ⚡
Profile
$0.00
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Dinner at Rosso's
Dinner at Rosso's
4 people · 16h ago
$84.37
Collected $51.37 | $84.37
2 of 4 settled up 61%
Owes
Sam
Sam
$18.63
Owes
Jordan
Jordan
$14.37
How It Works

Connect with friends, split any expense your way, and get the whole group paid back faster.

Earn Points

Pay on time, settle fast. Every smart money habit earns points.

💳  Payments
Pay within 24 hours
Pay a request within 24 hours of receiving it
+30
Pay within 24–48 hours
Pay between 24 and 48 hours after receiving
+15
Pay after 48 hours
Pay a request more than 48 hours late
+5
⚡  Withdrawals
First instant withdrawal
Your very first instant cash-out
+50
Instant withdrawal
Each subsequent instant withdrawal
+20
📅  Monthly Reset
Points refresh
Points reduce by half on the 1st of each month
↺
Double points
Gain double points on first 3 rewardable actions
2×
· Standard ·
< 250 pts
  • 2.00% Instant Withdrawal Rate
250+ pts
  • Monthly Recap
· Rising Member ·
◆ Divvum Gold ◆
500+ pts
  • Full Profile Statistics
  • Double Point Boost (3x)
  • Divvum Gold Theme
◆ Premium Member · High Tier ◆
◆◆ Divvum Black ◆◆
1,000+ pts
  • 1.35%-1.70% Instant Withdrawal Rate
  • Triple Point Boost (3x)
  • Divvum Black Badge & Theme
◆◆ Elite Member · Top Tier ◆◆
Built-In Rewards

Better money habits unlock higher tiers & better rewards.

Leaderboard

See how your rank & points stack up among friends.

Alex
2
Alex
982 pts
Brennan
1
Brennan
1,204 pts
Sam
3
Sam
847 pts
4
Chris
Chris
731 pts
5
Derrick
Sophia
644 pts
6
Morgan
Morgan
528 pts
7
Luciano
Taylor
441 pts
8
Jamie
James
348 pts
9
Drew
Drew
254 pts